How investment options secure women future financially?

Women need to examine their financial requirements and devise the right investment plan that helps them build a corpus of substantial funds to cater to all your future goals. With the right amount of finances, you can fund the purchase of your new vehicle, pay for your child’s overseas education, take care of your parent’s medical requirements, and contribute to the household income with ease. So, whether you earn a salary or receive monetary gifts, make your money grow by investing it right.

Consider varied short-term and long-term investment Plans for Women’s offered by various, like a fixed deposit, recurring deposit, PPF, shares and more for your portfolio. However, in order to earn high-interest returns and reduce your exposure to risk, choose FDs as a vital part of your portfolio.

Take a look at how FDs can help you have a financially stress-free future.

  • You have a limited access to spend on unnecessary expenses
    When you invest in a cumulative FD, you lock in your invested amount for a tenor of your choice. While your investment earns interest, you lose access to both your investment and earnings until maturity. This keeps your funds undisturbed for a longer duration. Moreover, choosing to invest in a number of FDs will help you put in all your surplus funds to good use, which in turn will leave you with only the amount you need to finance your necessities. This way you can curb unnecessary expenditures and can meet your financial goals with ease.

  • You can earn more than in a savings bank account
    It is a widely known fact that a savings bank account offers an only negligible interest rate of around 3% to 4% as compared to fixed deposits. These returns don’t beat inflation or give your money a chance to thrive, so investing in higher yielding investment options is prudent. For instance, when you invest in a Fixed Deposit from reputable issuers like Bajaj finance, you can earn a significant interest rate of up to 8.75% when you invest in a cumulative FD for at least 36 months. Moreover, on the same FD, you can earn up to 9.10% as a senior citizen.

You can also start an FD with a minimum deposit amount instead of letting it sit idle.

  • You can plan your finances beforehand and achieve your goals
    Investing in an FD also helps you fund emergencies and future goals with ease. When you invest in an FD for over 3-5 years, you not only earn inflation-adjusted returns but are also armed to honor your financial goals and obligations. The best way to enjoy liquidity is to ladder your FDs. With your investments maturing at different points in time, you will always have funds in hands to meet your responsibilities.

  • You will be better armed to address emergencies
    Though fixed deposits are locked in throughout your chosen tenor, they can also come in handy when it comes to meeting emergency needs. There are two ways that an FD proves to be of worth in emergencies. One, you can request for a premature withdrawal, but have to be prepared to bear the penalties. Second, pledge the FD as collateral and avail a low-interest loan against it. This way you can meet your emergencies while your FD keeps earning interest. Generally, you will be charged only around 2% more than your Fixed Deposit(FD) interest rate for a Loan against an FD.

  • You can enjoy tax benefits on investments and returns
    Finally, an FD also confers attractive tax benefits upon you. For instance, you can claim an exemption of up to Rs.1.5 lakh every year for your FD investments under Section 80 C of the Income Tax Act. Added to this, you can also claim a tax exemption of up to Rs.10,000 on your yearly bank FD interest earnings, which has a maximum cap of Rs.50,000 if you are a senior citizen. On company FDs, you can claim up to Rs.5,000 basis your yearly FD interest earnings.

You are now just one step away from a healthy financial life. So, put off any delays and start investing! If you wish to earn good returns by assuming low risks, choosing the mix of good investment options alongside FDs will do the trick for you. So, include assured high-interest return investments like recurring deposits, government bonds and PPFs on one hand.

On the other hand, invest in SIPs, shares, and mutual funds to yield higher interest directly from the market. So, according to your risk appetite, pick your investment options to build a financially secure future for yourself and your loved ones.

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Top Out-of-the-box Cafes in Malleshwaram

Bangalore is also populated with places with brew tasty coffee, where you can hang out with friends and have never ending conservations in peace. Malleshwaram is one of the rare areas in Bangalore, serving authentic South Indian food. Malleshwaram 8th flood is a commercial street and considered as shoppers paradise, with non-stop action throughout the day. Also, Malleshwaram is famous for its lip-smacking food. Whether you’re a casual coffee seeker or a java connoisseur, everyone’s caffeine needs are fixed here. To know more about popular cafes in Malleshwaram, checkout out list below.

 

List of Cafes in Malleshwaram:

1. Chili’s American Grill & Bar

Malleshwaram has every dining experience available, Tex-Mex comes to Malleswaram with this restaurant located at Orion Mall. They specialize in nachos, onion rings, wings, Baby Back Ribs, Smoked Chicken Quesadillas, Southern Smokehouse Burger, Applewood smoked bacon and lot more.

What to have: Tex-Mex, Nachos, onion rings and wings dripping

Popular for: Brunch and Dining

 

2. Hoai Ice Cafe

Hoi Ice Cafe is well-known among college students and young professionals, due to its delicious taste at reasonable prices. They serve juices, burgers, pizza, a Mexican sandwich, tea/coffee and lot more.

What to have: Continental Fast Food, Milkshakes/Juices, Veg Sandwiches, and Mexican Sandwiches

Popular for: Quick Bites and Lunch

Did you try these restaurants in Malleshwaram?

Malleshwaram is considered as one of the older parts of Bangalore, having some of the oldest eateries that are available around the ages. The charm of street-side-joints in Malleshwaram is increasing with a huge variety from the softest, melt-in-your-mouth idles, Khara Bhath, egg masala, Gobi Manchurian and lot more. To know more about Best places to eat in Malleshwaram, checkout out picks below.

 

List of Best places to eat in Malleshwaram

1. Central Tiffin Room (CTR), Malleshwaram

CTR is a fabulous place for having dishes from chatpatta chaats to idly. If you’re a dosa lover then this is a place that you can never afford to miss. They specialize in Butter masala dosa and idlis. Located near the Margosa road in Malleshwaram it is a small eating place, having some mouth-watering food at very reasonable prices.

What to have: Variety of dosa, idlis, and coffee

Popular for: Brunch and Quick Bites

2. Sri Raghavendra Stores

Located at Malleshwaram Railway Station, this is a 38-year-old joint serving Khara bhath, idly Vada, Kesari bhath and shavige bhath, apart from tea and coffee. They serve delicious food at reasonable prices- Idli Vada (Rs. 35), Khara Bhath (Rs. 16), Shavige Bhath (Rs. 25), Kesari Bhath (Rs. 16), Coffee/Tea (Rs. 14).

 

What to have: Idli Vada, Khara Bhath, Kesari Bhath, Coffee/Tea

Popular for: South Indian Tiffin

 

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